The Debt-Free Planner — Debt Payoff, Budget & Savings Tracker
Every debt in one place, a payoff tracker you colour in, and no-spend days that count totals rather than streaks.
Digital download — no shipping, no subscription.
- Hyperlinked digital PDF, tap-to-jump navigation
- Printable version included — sized for A4
- Undated — start on any day, nothing wasted
- Works in GoodNotes, Notability, Xodo, Noteshelf
- Delivered to your inbox the moment you check out
One planner, 12 sections, all hyperlinked.
Every section below is tab-linked in the PDF, so you're never more than one tap from where you need to be.
Where things stand
One honest page, once a month.
Every debt listed
Balance, APR, minimum, target date.
Payoff tracker
Colour a box for every chunk cleared.
Payment log
What you paid and the balance after.
Monthly budget
Budgeted against actual.
Bill calendar
What leaves the account, and when.
Goals & sinking funds
Christmas, car tax, the boiler.
Savings challenge
Any amount, any order.
Spending log
No categories to agonise over.
No-spend days
Totals, never streaks.
Wins & milestones
For the months nothing seems to move.
Brain dump
Money on your mind.
From checkout to first page in under five minutes.
Buy & download
Get instant access the moment you check out — no waiting, no shipping.
Open it your way
Import into GoodNotes, Notability, or Xodo for a tap-to-navigate digital planner, or print any page at home on A4.
Start wherever today is
Every page is undated, so starting on a random Wednesday in March still makes sense.
One file, opens anywhere you already take notes. Not sure which version suits you? Read digital vs printable.
What buyers say
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This planner is newly launched, so there's nothing here yet. If you buy it, we'd genuinely love to hear how you get on — good or bad.
Share your experienceBefore you check out
No. It's an organising and tracking tool with no recommendations in it. If debt feels unmanageable, free and confidential help is available in the UK from StepChange, National Debtline and Citizens Advice.
Either. The debt list has columns for both balance and APR, so you can order it smallest-balance-first or highest-interest-first and the payoff pages work the same way.
Nothing resets. The no-spend tracker counts total days rather than consecutive ones, and there's a wins page specifically for reading on the months where it feels like nothing is moving.
Yes — it works in any PDF annotation app, including GoodNotes, Notability, Xodo and Noteshelf, on iPad or Android tablet. You can also print any page at home.
It's sent straight to your inbox as soon as checkout completes, ready to import or print.
Because the file is delivered instantly, all sales are final once the download link is sent. If something is technically wrong on our end, email info@aeroloop.co.uk and we'll sort it out.